Frenquently Asked Questions
General Consulting FAQs
What industries do you specialize in?
I work with clients in a range of industries including retail, transportation, beauty, construction, real estate, and more.
Can you help me if I’m just starting out?
Absolutely. Whether you’re just getting started or scaling your business, I tailor support to your level and goals.
Do you offer virtual consultations?
Yes. Most services are fully remote, and I work with clients across multiple states.
What types of businesses do you work with?
I work with startups, small business owners, independent contractors, and service-based entrepreneurs—especially in beauty, trucking, construction, and retail. Whether you’re forming your first LLC or scaling to six figures, I can help.
Do you offer one-time sessions or ongoing consulting?
Both. Some clients need a one-time strategy session to get clarity, while others retain me for 30–90 day action plans. We’ll determine what’s best for your goals during your initial intake.
What should I bring to a strategy session?
Bring any documents relevant to your goals—financials, business licenses, prior funding attempts, etc. I’ll also send you a prep checklist beforehand to help you come ready.
Credit & Business Funding FAQs
Can you help me if I have bad credit?
Absolutely. I specialize in helping entrepreneurs rebuild personal credit and establish business credit—even if you’re starting from scratch.
Do you offer funding directly?
No, but I help you become “funding ready” by organizing your documentation, building your profile, and connecting you with vetted lenders and programs.
How long does it take to qualify for funding?
It depends on your credit, business structure, and type of funding you are seeking. Some clients already qualify. Some are ready in 30–60 days. Others may need a longer plan. I’ll give you a clear roadmap during our first session.
Commercial Lending & Funding FAQs
How long does it take to get approved and funded?
It varies by program. Some clients qualify for same-day or next-day funding with revenue-based lending or simple renewals. Others—like equipment loans or full-term capital—may take 2 to 6 weeks depending on underwriting, collateral, and documentation.
I’ll assess your file and guide you toward the fastest, most strategic options during your initial strategy session.
What types of funding programs do you offer?
I broker a wide range of business funding options through my network of lenders, including:
- Revenue-based advances (same-day or 24–48 hour funding possible)
- Working capital loans
- Business lines of credit
- Equipment financing
- Invoice factoring
- Term loans and SBA alternatives
- Start-up capital (with qualified credit or collateral)
- Real estate investor funding
- Merchant cash advance restructuring
We’ll match you with the right lender and program based on your revenue, time in business, credit profile, and documentation.
How long does it take to get approved and funded?
It varies by program. Some clients qualify for same-day or next-day funding with revenue-based lending or simple renewals. Others—like equipment loans or full-term capital—may take 2 to 6 weeks depending on underwriting, collateral, and documentation.
I’ll assess your file and guide you toward the fastest, most strategic options during your initial strategy session.
What do I need to apply for business funding?
Minimum requirements typically include:
- 3–6 months of business bank statements
- Government-issued ID
- Voided check or business banking info
Some programs may also require: - Business license
- EIN and tax returns
- Financials (P&L, balance sheet, etc.)
- Business plan or funding use statement
Don’t worry—I’ll walk you through what’s needed for your specific situation.
Insurance Q&A
What types of business insurance do I really need?
It depends on your industry, operations, and contracts. At a minimum, most businesses need general liability and commercial property or auto. Contractors may need workers’ comp and bonds. I help you build a tailored coverage plan that protects your business—and meets lender or vendor requirements.
Can I get insurance if my business is new or still building credit?
Yes. New businesses can absolutely get coverage, but underwriters will review your structure, revenue, industry, and prior experience. I work with startups and early-stage entrepreneurs to get the right policies—without overpaying.
What does “contract-ready” mean when it comes to insurance?
It means your policies meet the specific insurance requirements of a client, lender, or project. This may include certificate language, endorsement types, or coverage limits. I help business owners become fully contract-compliant before they bid or close deals.
Do you offer insurance in multiple states?
Yes. I’m licensed in multiple states and can help businesses operating locally, regionally, or across state lines stay compliant and covered.
What’s the difference between a broker and an agent?
A broker works for you, not one insurance company. I quote across multiple carriers to find the best fit for your business—not just the cheapest price. That means better protection and smarter coverage decisions.
Can you review my existing policy or insurance setup?
Yes. I offer compliance-focused policy reviews to identify gaps, missed savings, and potential risk exposure. You’ll walk away with clear next steps to align your coverage with your business goals.
Do you offer personal insurance to help protect my assets as a business owner?
Yes. While my core services focus on business and commercial coverage, I also offer select personal insurance solutions to help entrepreneurs protect their full financial picture. This includes homeowners’ insurance, personal auto, umbrella liability, rental properties, and coverage for jewelry and other high-value assets. If your personal risk exposure ties into your business structure or lifestyle, I’ll help you create a cohesive protection strategy—on both sides of the ledger.
Business Formation & Compliance FAQs
Can you help me register my business?
Yes. I help with choosing the right structure (LLC, sole prop, etc.), registering with your state, getting an EIN, setting up a business bank account, and more.
What if I already have an LLC but need to clean it up?
I’ll review your setup and make sure your business is compliant, properly documented, and ready for funding, contracts, or audits.
Do you help with licenses and permits?
Yes. I help determine which licenses or permits you need, complete applications, and track renewal deadlines.
Construction / Contractor Consulting FAQs
Do you only work with licensed contractors?
I work with both licensed contractors and those who are preparing to get licensed. I can help you meet the requirements, apply, and stay compliant after approval.
Can you manage or support construction projects?
Yes. I offer consulting for project planning, budgeting, compliance, vendor coordination, and issue resolution.
Can you help me win more jobs?
Absolutely. I review bids, prepare insurance documents, and ensure your business is “contract-ready” with the right structure, compliance, and paperwork.
Notary & Signing Services FAQs
What do I need for my notary appointment?
A valid photo ID and the document(s) to be notarized. All signers must be present. I’ll provide a full checklist when you book.
Do you offer loan signing agent services?
Yes. I work with title companies, lenders, and real estate professionals to handle closings, refinances, and loan packages.
Can you come to me?
Yes. Mobile notary and signing agent services are available by appointment. Travel fees may apply depending on your location.